Cindy Gordon
Coldwell Banker Residential Brokerage | 774-249-4824 | cindygordonhomes@gmail.com


Posted by Cindy Gordon on 2/5/2017

Are you a Millennial who is interested in buying a home? If so, now may be an excellent time to purchase a house. Millennials who understand the ins and outs of buying a house will be better equipped to make a great home purchase. So what should a Millennial look for in a new house? Here are three factors that every Millennial should consider when they evaluate a house: 1. Location Location is everything in the real estate market, and Millennials who consider a house's location relative to their personal needs are sure to find a wonderful house. For instance, if you don't own a car, you may want to consider purchasing a house that is located near public transportation. Conversely, if you want your home to be a haven from the hustle and bustle of your day-to-day office work, you may want to consider buying a house outside the busy city. Examine the location of a prospective residence during the home evaluation process. By doing so, you'll improve your chances of finding a home that fulfills your personal needs both now and in the future. 2. Price A home is a long-term investment, and as such, you'll need to consider the house's price before you begin your search for the perfect residence. Getting pre-approved for a mortgage generally is a good idea before you start looking at homes. Pre-approval means you'll be able to establish a homebuying budget and determine the maximum amount that you can spend on a house. Also, you should examine your personal finances closely prior to your home search. This may allow you to find ways to save extra money for a down payment on a house and explore other cost-cutting measures to ensure you have enough money to afford a new residence. 3. Debt Unfortunately, debt plagues many Millennials and can destroy your chances of purchasing a house quickly and easily. As a result, you'll want to examine your debt and find ways to reduce it before you buy a house. To minimize debt, you'll first need to know your credit score. Fortunately, you're eligible for a free copy of your credit report from each of the three major credit reporting bureaus (Experian, Equifax and TransUnion) at least once a year. Get a copy of your credit report so you know your credit score. Then, you can review the sources of your debt and work toward paying off outstanding credit card bills and other debt that may hinder your ability to purchase your ideal residence. Of course, buying a house can be a stressful endeavor for Millennials. And if you need extra help along the way, it is essential to remember that you can employ a friendly, experienced real estate agent. A real estate agent enables you to take the guesswork out of the homebuying process, and ultimately, may make it simple for you to find a house that fits your personal needs and budget. With the right real estate agent at your side, you'll be able to streamline the process of buying a house and discover a residence that suits you perfectly.




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Posted by Cindy Gordon on 12/11/2016

You've checked your credit scores and reviewed data that's on your credit reports. You've also contacted an experienced real estate agent, a realtor who knows the ins and outs of the neighborhoods you want to move to. The real estate agent has worked with you to find the right home size and home price. There's just one last thing to do before you buy a house.

Find out if you're moving to the best neighborhoods

Check out these signs to see if you might be getting ready to move into a great neighborhood. Consider your passions, interests, lifestyle and work arrangements while you review the signs.

  • Neighboring properties are well maintained in the best neighborhoods. Lawns are cut; hedges are trimmed. If you're house shopping during spring or summer, you spot sprinklers watering lawns.
  • Area businesses are thriving. A thriving business district is a sign that a neighborhood is relatively safe and home to residents who care about the community.
  • None of the houses in the neighborhood is in foreclosure. If as few as two houses in the neighborhood are in foreclosure, it could be a sign of trouble. For example, if new homeowners discover that their house has mold or sewage issues, they could move out or refuse to continue making mortgage payments. Foreclosures could also be a sign that area businesses are conducting layoffs.
  • Zoning laws protect the neighborhood from transportation departments building highways through the neighborhoods. This may not stop construction, but zoning laws could slow the build of new roadways in the area.
  • Walkability scores for the neighborhood are good. Safety isn't the only factor considered when assessing neighborhood walkabiliity scores. Ease walking to malls, schools, hospitals and shops also factor into neighborhood walkability scores.
  • Liquor stores, bars and clubs are out of sight.It's not that you just don't see adult entertainment facilities. These businesses are not within walking distance of the neighborhood.

Neighbors are a big part of home satisfaction

  • Neighborhood residents organize positive community events like holiday expos, charity fundraisers, educational events and youth sporting activities.
  • Landfills are nowhere near the neighborhood. In addition to being eye sores, landfills can also pose health hazards.
  • Residents show that they respect each other.They don't play loud music, especially at night. They also don't incite altercations with other people who live in the community.
  • Schools in the neighborhood have high local,state and regional ratings.
  • Crime is low. That doesn't mean that you don't practice home safety after you move in. It could be a sign that neighbors know one and look out for each other.
  • Pets are trained and properly secured. The last thing you want is to move into a neighborhood that is home to an aggressive dog that jumps the fence or breaks off its chain one or more times a week.

Moving into the best neighborhoods makes home buying rewarding. It's so important to the home buying process that checking out a neighborhood is a top house shopping priority. As tempting as it might be to think that you can be happy as long as you love your home, get to know your neighbors before you move. After all,buying a house is about more than gaining new living space. It's also about the new people you are inviting into your life.





Posted by Cindy Gordon on 8/21/2016

Looking to move from one neighborhood to another? You'll want to do your homework first! By learning as much as possible about a prospective neighborhood, you'll be equipped with valuable insights you can use to make the best decision for you and your family. Plus, you likely will be able to reap the benefits of residing in a superior neighborhood that fulfills all of your needs. So what does it take to evaluate a prospective neighborhood effectively? Here are three tips to help you conduct a comprehensive review of a new neighborhood: 1. Check out the local attractions. Are you searching for a neighborhood near some of the area's top schools? Or would you like to find a quiet, peaceful neighborhood that is miles away from the hustle and bustle of the city? Regardless of your preferences, you should check out local attractions surrounding a prospective new neighborhood. This allows you to get a better idea about what it's like to commute in and around the neighborhood. In addition, think about the big picture as you examine a prospective neighborhood, as this will help you determine if this destination is the best spot for you and your family both now and in the future. For instance, those who take public transportation to work may want to live in a neighborhood close to mass transit options. Or if you're planning on raising your family in a new neighborhood, you'll want to evaluate the quality of local schools, too. 2. Take a walk around the neighborhood. A new home in a new neighborhood may leave you speechless, especially if this house features ample space, a pristine front lawn and other deluxe features. On the other hand, the same may or may not hold true for other homes in a new neighborhood – it will depend entirely on your potential new neighbors. Take a walk around the neighborhood at least once before purchasing a new home. This allows you to compare the quality of your potential new home to others in the area. If you encounter a large assortment of homes that feature messy lawns, visible exterior damage and other problems, you may want to stay away from this neighborhood. Remember, you'll want to do everything you can to maintain your home's value. But if your new residence is surrounded by subpar houses, this could negatively impact your home's value down the line. 3. Perform a criminal search. When it comes to finding the ideal home in the best possible neighborhood, you'll want to go above and beyond the call of duty to maximize the value of your investment. Therefore, conducting a criminal search is paramount, as this enables you to find out if a neighborhood is safe. Performing a criminal search can be simple, and real estate professionals may be able to provide crime stats for a specific area upon request. Also, many websites are available that publish crime stats regularly, ensuring you can access up-to-date information quickly and effortlessly. Select a home in your dream neighborhood by investigating whether a prospective neighborhood meets all of your needs. This enables you to make an informed decision and benefit from a top-notch home in an outstanding neighborhood for years to come.





Posted by Cindy Gordon on 8/7/2016

If there was ever a time to purchase real estate it is now. A unique combination of circumstances makes buying a home a no-brainer. Here are five reasons why you should buy a home NOW...   1. Houses are more affordable 2. Historically low mortgage rates 3. Prices are stable 4. Home ownership is the path to independence and wealth 5. Owning a home gives you pride of ownership Call today to find out what homes are available in your price range or do a quick search to look for homes and create a profile on this site to save your favorites.





Posted by Cindy Gordon on 4/3/2016

Whether you are a buyer or a seller it is time to get off the fence. Despite years of bad news surrounding the real estate market, the time has come when it is both a good time to be a buyer and a seller. Why Buy? Here are just a few reasons why you should get off the fence and buy: 1. When investors start gobbling up real estate you know it's a good deal. In 2011, investors upped their buying by 64%.  While it is still not time to start flipping for a profit the clock is ticking down to an uptick in prices. 2. Interest rates are historically low. You have been hearing this for a while but they are hovering right around 4%. 3. First-time buyers are in a unique position. They didn't lose money in the housing market. 4. It's a great deal! Prices are at all-time lows. So you may be saving as much as 40% off a home if you buy now. Why Sell? Here are just a few reasons why you should get off the fence and sell: 1. Inventory is shrinking. Demand is up and in certain areas and price ranges there is limited inventory so putting your home on the market now will most likely result in a sale. 2. Mortgage availability has stabilized. Mortgage restrictions are loosening and especially first-time buyers are able to get mortgages as they were not affected as much by the financial crisis. 3. Unemployment is not as bad as you think. One is 30 Americans is unemployed as a result of the recent financial crisis. There are lots of able buyers out there. 4. Houses are selling and some are even going to bidding wars. Homes that are priced according to the market are selling and selling quickly. 5. Don't wait for prices to increase. This could be a long wait.